Buildings
Our Standard option automatically includes cover up to a limit of £800,000 rebuilding costs, provided the property insured is:
- A house or bungalow – not a flat or maisonette
- Built of brick, brick with timber frame after 1960, stone or concrete with a slate, tile, concrete, asphalt or metal roof
- Built after 1849
- Maximum five bedrooms
Our Select option applies to properties that do not meet the ‘Standard option’ criteria or the limit of £800,00 is not suitable. The ‘Select option’ allows for cover to be arranged for a specified rebuilding cost.
Excess- The first £100 of every claim (or £250 in the event of escape of water; or £1,000 for subsidence, heave or landslip)
- Additional voluntary excesses – your client can reduce their Buildings and Contents premiums by agreeing to pay an amount additional to the standard excess
For further cover details, please refer to the BTL Key Features.